The imminence of Brexit has caused many to question whether property is still a viable and safe investment model for the future, and I am often asked if I am still confident that property will provide me with continued financial freedom. Without a doubt, my answer is always “Yes”! Leaving political views aside – and…
In this video we look in a bit more detail at buy to let mortgages for limited companies. In 2016 there were around 130,000 buy to let mortgages granted to Limited Companies – the finance is there! Peter Jones B.Sc FRICS Chartered Surveyor, author and property investor By the way, I’ve rewritten and updated my…
In a sense buy-to-let has demystified property investing and has made it a realistic possibility for many ordinary people. However, even a “cheap” buy-to-let property is a major investment and care needs to be taken in finding the right properties. Because of a booming property market, many people have done well through buy-to-let, even if…
Whether it will be worth while for you will depend upon what you want to achieve. Most investors buy property for: Income; or Capital appreciation; or A combination of the two. What you want (or need) will determine the type of property you buy and where you buy it. As a general rule, you will…
Before the buy-to-let scheme started in 1996 it was extremely difficult for private investors to raise finance on residential investment property, unless they were already high net-worth individuals, or were high-income earners, or both. At that time any residential property loan, other than a standard mortgage loan to an owner-occupier, would be treated by the…
Buy-to-let must surely be one of the financial success stories of our times. Just think about this. Prior to 1996 there were no buy-to-let mortgages. According to the Halifax, the number of buy-to-let mortgages jumped from 275,000 at the end of 2002 to 408,300 by the end of 2003. By the end of 2005 there…
If you are thinking of getting into buy to let, or are thinking of adding to your existing buy to let portfolio, you might be interested in the latest report from LSL Property Services, which might influence where and when you buy. LSL produce a monthly property index which is, in effect, a composite of…
Do you want a few buy to let properties to supplement your pension? Or perhaps you want a few buy to let properties to supplement your Income? Or maybe you want to be a lot more aggressive and want to assemble a large portfolio to replace your job altogether? Whatever your property goals and aspirations…
Some times you just have to take action there and then! I went to look at a potential buy to let investment property the other day which was on a at a great price, didn’t need a great deal doing to it, but looked sufficiently bad for the vendors to quote a low price, and…