The Bank of England held the base rate at 3.75% last Thursday, but three of the nine committee members actually wanted to push it up to 4% there and then. The Bank may need to raise rates.
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Eight lenders have trimmed their buy to let mortgage rates — but the autumn statement on 28th October is a genuine risk event for mortgage pricing, not just for tax. Here’s why, and what to do if you have a fixed rate ending in the next six months.
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CHL Mortgages has launched a light refurbishment product that combines purchase, works and remortgage into a single mortgage – avoiding the cost and hassle of bridging finance followed by a separate remortgage.
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There are signs of life in the buy to let mortgage market, with several lenders trimming rates and widening criteria. But easier headlines don’t mean easier lending – here’s what’s really changed.
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The Mortgage Lender has trimmed rates and average buy-to-let rates have edged down slightly – but the headline rate is only part of the story. Here’s what else you need to look at before assuming a deal has improved.
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Multiple lenders have been cutting BTL rates in quick succession, and some meaningful criteria changes have slipped in alongside them. Here’s what’s actually moved, and what to do about it.
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Buy-to-let lenders keep cutting rates while financial markets start pricing in rises. What that mismatch means if you’ve got a remortgage due soon, and two practical steps worth taking now.
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It happened to me last year. I bought a property back in 2020 with a mortgage and, because it’s a slightly unusual property and not straightforward to finance, I ended up taking a mortgage with an initial five-year fixed rate at 5.3%. In round figures, I borrowed £113,500 and the monthly payments were £499.80. I…
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Every now and again, a buy-to-let mortgage product comes along with a headline rate that makes investors sit up and pay attention. Paragon’s limited-edition five-year fixed range, announced in April 2026, is a good current example. At 75% LTV, rates start at 4.95% for single self-contained properties with an EPC rating of A to C.…
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