Eight lenders have trimmed their buy to let mortgage rates — but the autumn statement on 28th October is a genuine risk event for mortgage pricing, not just for tax. Here’s why, and what to do if you have a fixed rate ending in the next six months.
CHL Mortgages has launched a light refurbishment product that combines purchase, works and remortgage into a single mortgage – avoiding the cost and hassle of bridging finance followed by a separate remortgage.
There are signs of life in the buy to let mortgage market, with several lenders trimming rates and widening criteria. But easier headlines don’t mean easier lending – here’s what’s really changed.
The Mortgage Lender has trimmed rates and average buy-to-let rates have edged down slightly – but the headline rate is only part of the story. Here’s what else you need to look at before assuming a deal has improved.
Multiple lenders have been cutting BTL rates in quick succession, and some meaningful criteria changes have slipped in alongside them. Here’s what’s actually moved, and what to do about it.
Buy-to-let lenders keep cutting rates while financial markets start pricing in rises. What that mismatch means if you’ve got a remortgage due soon, and two practical steps worth taking now.
It happened to me last year. I bought a property back in 2020 with a mortgage and, because it’s a slightly unusual property and not straightforward to finance, I ended up taking a mortgage with an initial five-year fixed rate at 5.3%. In round figures, I borrowed £113,500 and the monthly payments were £499.80. I…
Every now and again, a buy-to-let mortgage product comes along with a headline rate that makes investors sit up and pay attention. Paragon’s limited-edition five-year fixed range, announced in April 2026, is a good current example. At 75% LTV, rates start at 4.95% for single self-contained properties with an EPC rating of A to C.…
If you’ve been thinking of growing your portfolio, this is worth a look. The Mortgage Works has made a series of changes (announced 27th October 2025 – but this isn’t ancient history, it’s still relevant and hardly anyone talked about it) aimed directly at investors holding property through limited companies, and those who want to…