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Buy to Let Mortgages and Finance

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How to Finance Your Buy to Let Refurbs

Buy to Let Mortgages and FinanceBy petervaughanjonesLeave a comment

There’s a lot to be said for buying a rundown property that needs some work doing to it when we are out looking for our buy to lets. The chance to use the state of disrepair to negotiate an even better price. And the chance to add some value. The problem is, though, that most…

buy to let mortgages

New Low Rate Buy to Let Mortgage Products – Mortgage War Ongoing?

Buy to Let Mortgages and FinanceBy petervaughanjonesLeave a comment

  I’ve mentioned before that there might be a mortgage war at the moment, with a lot of the main buy to let lenders releasing low rate, buy to let mortgage products, or products with special terms, or both.   Whether that constitutes a mortgage war or not, I don’t know, but it means there…

More News of Cheaper Buy to Let Mortgages

Buy to Let Mortgages and FinanceBy petervaughanjonesLeave a comment

  Once again, one of my favourite lenders has ‘delivered’ by tweaking their buy to let mortgage product range.   Here’s a quick heads up on the main terms:   For Personal ownership and limited company   Includes Portfolio landlords, up to 20 properties to a total value of £10m with this lender, unlimited with…

Do You Need a Mortgage for an HMO or a MUB?

Buy to Let Mortgages and FinanceBy petervaughanjonesLeave a comment

I sometimes get messages from subscribers along the lines of “Peter, you’re great at keeping us updated about buy to let mortgage products, but what about mortgages and finance for other types of properties?”   And so in this video I’m going to share details of mortgages available for HMOs (Houses in Multiple Occupation) and…

New Lower Mortgage Rates For Buy to Let Portfolio Landlords

Buy to Let Mortgages and FinanceBy petervaughanjonesLeave a comment

    Portfolio products 3.25% 5 year fixed   70% LTV Product fee – £10,000 Free mortgage valuation £750 cashback £299 application fee APRC – 4.50% Available on single self-contained properties and HMOs and multi-unit blocks (MUBs)   3.35% 5 year fixed   75% LTV Product fee – £3,500 Free mortgage valuation Min loan –…

So How Do We Value Our Buy to Lets?

Buy to Let Mortgages and FinanceBy petervaughanjonesLeave a comment

In this video we’re going to continue our mini-series on valuation, specifically the valuation of buy to let and residential investment property. In the last video we looked at some of the things which influence valuation and which we will need to take account of.   If you missed that video, here’s the link.  …

Great News! The Return of an 80% LTV Buy to Let Mortgage

Buy to Let Mortgages and FinanceBy petervaughanjonesLeave a comment

Great news!   My mortgage broker has been in touch and has told me that one of his favourite lenders, who incidentally also happens to be one of my favourite lenders and with whom I have multiple mortgages, has revamped their buy to let mortgage product range again.   And they’ve brought back an 80%…

Are We Seeing The Start of a Buy to Let Mortgage Price War

Buy to Let Mortgages and FinanceBy petervaughanjonesLeave a comment

My mortgage broker thinks that we possibly are.   One of his favourite lenders, with whom I have multiple mortgages, have just released their new rates and terms for their core buy to let mortgage products.   Now I have to say that the headline rates aren’t the cheapest that you’ll find on the market.…

Great news! The return of an 80% LTV buy to let mortgage

Buy to Let Mortgages and FinanceBy petervaughanjonesLeave a comment

Great news!   My mortgage broker has been in touch and has told me that one of his favourite lenders, who incidentally also happens to be one of my favourite lenders and with whom I have multiple mortgages, has revamped their buy to let mortgage product range again.   And they’ve brought back an 80%…

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